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Christian Financial Credit Union | (GAP) Plus with Deductible Assistance

Guaranteed Asset Protection (GAP) Plus with Deductible Assistance

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. Guaranteed Asset Protection may help you make up the difference.

view of the road from the steering when of a car. Hands on the wheel.
Small Car Illustration in color

Protection for Your Vehicle Loan – And Your Finances

Guaranteed Asset Protection: May reduce or even eliminate the shortfall between what your vehicle insurance will cover and what you owe on your loan if your vehicle is deemed a total loss.

GAP Plus: Can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need.

Deductible Assistance: Designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe.

Watch to see how GAP Plus could help you!

Essential financial protection on your vehicle loan that helps you drive with confidence.

Talk to us today about how we can help protect you from sudden out-of-pocket expenses with GAP.

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Mechanical Repair Coverage

Drive with confidence, knowing you have Mechanical Repair Coverage.

Loan Guard

Life can take some unexpected turns. That’s why there’s Loan Guard with Life Plus.

Your purchase of MEMBERS CHOICE Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
GAP purchase from state chartered credit unions in FL, GA, IA, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP purchase from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.
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