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Christian Financial Credit Union | Loan Guard with Life Plus

Protect the Things That Matter Most

If your life takes an unexpected turn, your family’s finances can be strained. But with Loan Guard, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, death or hospitalization. It’s just one more way you can look out for the people you love.

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Your Financial Safeguard Against the Unexpected

Protect the ones that matter most. Loan Guard with Life Plus could help your family’s financial situation against a variety of covered life events:

  • Involuntary Unemployment
  • Disability
  • Death

For additional protections, Life Plus can extend your Loan Guard with Life Plus to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  •  Hospitalization or family medical leave
  •  Death of a borrower and a non-protected dependent

Pricing

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Consumer Loans Coverage Cost

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Life

Life & Disability

Life, Disability & Unemployment

Rate*

$0.099 per $100 in loan

$0.299 per $100 in loan

$0.399 per $100 in loan

Credit Card Coverage Cost

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Life, Disability & Unemployment

Rate**

$0.300 per $100 in loan

Home Equity Line of Credit Coverage Cost

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Life

Life & Disability

Life, Disability & Unemployment

Rate***

$0.125 per $100 in loan

$0.317 per $100 in loan

$0.403 per $100 in loan

*Rate is applied to the outstanding Loan balance each month; however, if the outstanding loan balance is greater than $100,000, the rate will not apply to the amount that exceeds $100,000.
**Level rate is applied to the outstanding loan balance each month; however, if the outstanding loan balance is greater than $50,000, the rate will not apply to the amount that exceeds $50,000.
***Rate is applied to the outstanding Loan balance each month; however, if the outstanding loan balance is greater than $100,000, the rate will not apply to the amount that exceeds $100,000.

Watch to see how Loan Guard could help you!

Take an important step toward financial security.

Ask us about Loan Guard today.

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*Loan Guard is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Loan Guard. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. ©TruStage. DP-3415586.2-1123-1225, All Rights Reserved.