
Smart Card Protection That Knows When to Step In
Added Security for Your Online Purchases
We’re always looking for ways to keep your money safe while making your banking experience as smooth as possible. Starting (date??), we’re introducing an extra layer of fraud protection for your CFCU Visa® Credit Card when shopping online.
Here’s How It Works:
- When you make an online purchase, our new fraud prevention system may determine that your transaction needs a quick verification.
- If that happens, you’ll see a prompt at checkout asking you to enter a one-time passcode.
- You can choose to receive your passcode by text message, email, or phone call – using the contact information you already have on file with us.
This extra step only takes a few seconds, but it helps ensure that it’s really you using your card, not someone else.
When a transaction needs extra verification, you’ll see a prompt like the one below. Just choose how you’d like to receive your one-time passcode: by text message, email, or phone call & enter it to complete your purchase.

What To Know:
- This security feature starts on (date?) for credit cards (debit cards coming soon!).
- You may be prompted during checkout on certain online purchases.
- If you ever have trouble receiving or entering a passcode, our team is here to help.
Your security is our priority. With this upgrade, you can shop online with even more confidence knowing your card is protected.