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Boats in Michigan
It’s Your Turn to Make Waves
Our boat loan rates are some of the lowest in the state, so you don’t have to have deep pockets to get the boat you want.
Boat & Recreational Vehicle Loans
Boats, RVs, Travel Trailers, Motor Homes, Mobile Homes
Loan Amount |
Max Term |
APR*
as low as |
|---|---|---|
| Any amount | Up to 120 months | 5.99% |
| $50,000+ | Up to 180 months | 6.99% |
| $75,000+ | Up to 240 months | 7.49% |
*APR = Annual Percentage Rate. Rates shown are the best available, require automatic payments, are based on credit history, and subject to change without notice. Loans requested for more than 80% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details. For example, for a loan of $35,000 at 120 months with an interest rate of 6.49% APR, the payment will be $397.24. **Loan must be current (cannot be delinquent) to qualify for free annual Skip a Payment. Recreational vehicles only. Excludes loans written to covered borrowers under the Military Lending Act. The skipped payment will be added to the end of the loan and will extend the maturity date of the loan. If a scheduled payment for the loan has been set up through Online Banking or initiated by the member at another financial institution, the member is responsible for canceling the scheduled payment. Eligible loans may skip only one payment per calendar year. Recreational Vehicles that skip a payment are not eligible for the Holiday Skip a Payment program. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.
What would my loan payments be?
Boat Loan Features
Our loans come with perks
Apply Online
Apply Online in 5 minutes or less!
Free Annual Skip a Payment
Skip one payment per year for free.
Skip the Trip
Close on your loan digitally through Docusign.
Life Happens
Protect your loan in cases of mechanical failure, a total loss, personal disability, hospitalization and job loss.
Make Payments with Ease
Make a loan payment easily through Digital Banking, even from other banks.
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Reviews
Don't take our word for it!
“The loan agent was very knowledgeable about boat loans. She gave me a list of everything I needed and everything went very smoothly.”
“The loan process was very quick and easy. Fast responses, all in all great customer service, thank you!”
“CFCU has very competitive loan rates and great customer service, and their financial services representative’s are very friendly!”
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*APR = Annual Percentage Rate. Rates shown are the best available, require automatic payments, are based on credit history, and are subject to change without notice. Loans requested for more than 80% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details. For example, for a loan of $35,000 at 120 months with an interest rate of 6.49% APR, the payment will be $397.24. **Loan must be current (cannot be delinquent) to qualify for free annual Skip a Payment. Recreational vehicles only. Excludes loans written to covered borrowers under the Military Lending Act. The skipped payment will be added to the end of the loan and will extend the maturity date of the loan. If a scheduled payment for the loan has been set up through Online Banking or initiated by the member at another financial institution, the member is responsible for canceling the scheduled payment. Eligible loans may skip only one payment per calendar year. Recreational Vehicles that skip a payment are not eligible for the Holiday Skip a Payment program. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.
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