Pay Over Time with Your CFCU Credit Card + MyWay Installments

You’ve seen those “Buy Now, Pay Later” options pop up when you’re shopping online, right? They sometimes come with confusing terms, high fees, or just another app to keep track of. That’s where we do things differently.

Get what you want now – and pay over time in a way that actually works for your budget. Introducing MyWay Installment Payments, a brand-new feature on your CFCU Visa® Platinum or Signature Card that gives you more control over how you pay. Think of it as buy now, pay later – but your way.

How It Works

When you make a purchase of $300 or more, you’ll have the option to split it into predictable, manageable monthly payments, with no surprise fees or stress. Just choose a plan that works best for you, with fixed rates as low as 5.99% – 7.99% APR*, and flexible terms based on your transaction amount.

✅ Have up to 10 active installment plans at once
✅ No credit check required when you choose a plan
✅ Your installment payments show up clearly on your statement, so it’s easy to stay organized
✅ It’s all handled after your purchase, so there’s no pressure upfront

Curious how MyWay Installments compares to the typical Buy Now, Pay Later apps out there? Check out the chart below to see how we compare when it comes to transparency, flexibility, and ease of use.